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41) A Summary of the Icelandic Banking Debacle
Author:
OTB Ventures, LLC
Category:
Finance
Since the collapse of the American investment banks Lehman Brothers at the start of September, the world economic crisis has leapt to the forefront of most people's minds. Perhaps what was most worrying in the weeks following this event was the collapse of the Icelandic banking system, in which hundreds of thousands of British savers had invested money. As the dust settles, it's now clear that savers will get their money back, but the past few months have been nervy times for many. The collapse...
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42) Get Secured Car Loan even with Bad Credit
Author:
Rockey Mas
Category:
Finance
In today's world, having a quality automobile is virtually a necessity. With an automobile in hand you can cover great distances at your convenience and as per your schedule. You will find that many people, these days, buy vehicles on finance rather than using own funds. In fact, financing is necessary for most people to be able to purchase a quality automobile.
However, many people cannot get quality automobiles, because either they have a bad credit record or financing norms of dealers do...
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43) See How You Can Save Cash On Your Energy Bills
Author:
Adam Singleton
Category:
Finance
It is an unfortunate fact that energy prices have seen a huge increase in recent times. As such, this has had a detrimental effect on consumers in that they have seen their monthly bills rise significantly. However, from adapting some energy-saving changes in the home, it is possible to reduce your financial outgoings.
UK consumers are in a fortunate position when it comes to their energy supplier. Indeed, since 1999 they have had the power to choose who provides them with thei...
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44) Make your house a haven to be proud of
Author:
Isla Campbell
Category:
Finance
Investing in a property is not only a huge financial undertaking, but it also involves committing yourself emotionally. Indeed, a dwelling should be a retreat from the world for you and your family, and the one place where you can truly kick back and relax. It makes sense, therefore, to invest some time and money into making it a home, rather than just somewhere that you live.
Renovations or major structural work can be expensive and time consuming. However, you don't have to k...
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45) Company Credit Cards: Small Businesses Cash-flow Aid
Author:
Andrew Regan
Category:
Finance
As any small business owner will tell you ensuring a smooth cash flow is one of the biggest challenges in keeping their enterprise running on an even keel. For, even if the business is doing extremely well on paper, unless invoices are being paid on time there can still be a real danger of the enterprise going under.
Although businesses are entitled to charge other businesses interest on outstanding invoices, many small business owners are reluctant to take that approach as it...
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46) Planning For Your Retirement
Author:
Paul McIndoe
Category:
Finance
Do you have plans for your retirement? Whatever you wish to do with your time after work, whether it's spending more time with the grandchildren or travelling around the world, you need to ensure that you have the necessary savings to fund your retirement dreams.
Therefore, it's important to seek sound financial advice when making any major decisions surrounding your future; however, before you start looking for a financial adviser, it is important to be clear about what you can...
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47) Planning For Your Financial Future
Author:
Adam Singleton
Category:
Finance
How much time do you spend thinking about your future? Do you dream about getting your ideal job? Do you wonder what it would be like to have kids of your own? What about retiring and living a more leisurely life than you do now? In fact, you may think about all of these things quite regularly, but when it comes to your financial future, more than often it is all too easy to adapt the attitude of leaving your thoughts about it until tomorrow.
But why should this be? After al...
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48) Do you need a car badly despite your bad credit rating?
Author:
Ted Hamelin
Category:
Finance
The entire global economy is going through a recession. While things were good, you did not bother to think about the future and used your plastic money to purchase all and sundry. You never thought that these purchases were made on credit and that you have to replay back the amount within a fixed period of time; otherwise you will have to pay interest on that amount. However few people bothered about such stuff. They do not know that over a period of time, the card agencies will also impose a...
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49) Investment Profit Tracking With Great Accountants
Author:
Terry Detty
Category:
Finance
Accountants are responsible for preparing three primary types of financial statements for a business. The income statement reports the profit-making activities of the business and the bottom-line profit or loss for a specified period. The balance sheets reports the financial position of the business at a specific point in time, often the last day of the period. and the statement of cash flows reports how much cash was generated from profit and what the business did with this money.
Everyone...
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50) Financial Planning for Family Protection: A Sensible Approach
Author:
Victoria Cochrane
Category:
Finance
Planning your finances to ensure that you can fulfil future ambitions is a sensible alternative to the 'buy now, pay later' philosophy. It is especially prudent if you have a family and need to consider the ambitions of your children, such as their university education or aspirations to be a home owner. You may even wish to provide for a future lavish wedding or the benefit of a gap year for you children.
However, if you are in that situation then it's a case of the sooner, the...
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51) How to Find Financing for Apartment Buildings, Mobile Home Parks and Commercial Real Estate Projects
Author:
capitallinecommercialfinancing
Category:
Finance
Investors tell us continually that finding financing for Commercial projects such as Apartment Buildings, Mobile Home Parks in today's market is challenging. "Finding the money to buy , build or refinance property" is an investor's #1 challenge. The money hurdle keeps investors from making bigger profits and prevents one from amassing a fortune in real estate.
The good news: The money is still there. It is simply harder and more time-consuming for one to find appropriate financing today than...
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52) Art of Wealth Building
Author:
OTB Ventures, LLC
Category:
Finance
Smart insurance buyers know that wealth building is not the end in and of itself.
Ask yourself "how much is enough?" One of the banes of wealth building and accumulation of assets is the mindset that this is the most important activity in life. The pursuit of more and more wealth can leave one cold and lonely. Money has no intrinsic value in maintaining relationships. It is only a tool that can be used to facilitate a life of gratification with those whom we choose to live day to day. Mak...
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53) How to Budget on a Variable Income
Author:
OTB Ventures, LLC
Category:
Finance
It can be challenging to create and keep to a budget when you know exactly how much money you have from one week to the next, but when you have variable income it can seem impossible. How can you budget when one month may result in £2000 of income and the next only £750? Having an unpredictable income is common for contractors, sales people who work on commission, and self-employed business owners. Here are 3 tips for creating a budget you can live with despite the variable income.
Set Up...
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54) Tips on How to Avoid Insurance Scams
Author:
OTB Ventures, LLC
Category:
Finance
Insurance is big business. There is a lot of money in the insurance industry and, like any other industry that is worth a lot of money to a lot of people, there are always people out there who will try to take your money and not give you anything in return.
Insurance fraud is a big deal, the costs of fraudulent claims are enormous, the ABI recently suggested that insurance companies deal with £5m of fraudulent claims every week just in regards to vehicle insurance. There are many stories of...
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55) The Key Benefits Of Forex Trading
Author:
Jason Hamilton
Category:
Finance
Foreign Exchange Trading or Forex trading markets make the most of the latency and global approach to make the market trading a novel experience with every transaction. Foreign Exchange Trading involves a lot of ground work and the benefits are many.
All you need to do is click on and log into a dedicated site for all the vital information you could possibly need. With the boom of the Internet, Forex trading has never been easier or more exciting.
The foreign exchange market is in fact th...
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56) Visa Debit Cards Gain Popularity as the Credit Crisis Continues
Author:
Mass Vision
Category:
Finance
With the credit crisis taking its toll, many people are cutting up their credit cards and electing to replace the empty space in their wallet with a Visa Debit Card. The temptation to use traditional credit cards is too strong in normal circumstances, let alone when times are as tough as they are today. Removing the temptation altogether seems to be the only intelligent solution, but, up until recently that meant forgoing purchasing online or over the phone. Financial institutions have finally...
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57) Visa Debit Cards Educate College Students about Money
Author:
Mass Vision
Category:
Finance
As soon as students step foot on college campuses they are bombarded by credit card companies who have erected funky teen-targeted promotional booths, and are distributing free caps, t-shirts and water bottles all in an attempt to entice students to sign-on for their company's credit card. The lure of being able to purchase online and over-the-phone, in addition to credit limits far greater than the amount of money they have in their bank account is very attractive, especially to those who hav...
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58) Identifying and Avoiding Mortgage Fraud
Author:
Brian S. Icenhower, BS, JD, CRB, CRS, ABR
Category:
Finance
Recent financial industry distress publicly attributed to widespread mortgage loan defaults has generated mounting pressure on federal prosecutors to increase investigations into incidents of mortgage fraud across the nation. On February 6, 2004, CNN reported that the FBI warned that mortgage fraud was becoming so rampant that the resulting "epidemic" of fraud could trigger a massive financial crisis. Mortgage fraud has now become so prevalent that the United States Department of Justice and th...
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59) Fascinating facts about tours Puerto Rico
Author:
Jhoana Cooper
Category:
Finance
Puerto Rico is an enticing island located in the heart of the Caribbean Sea. Puerto Rico is known for the commercial centers including Centro Civico. The easy availability of transportation makes tours Puerto Rico convenient. Tourists with all sorts of budgets can have a great time in this Caribbean island. You can find some good Puerto Rico deals on both exotic resorts and small and economical guesthouses.
Puerto Rico boasts of two breathtakingly beautiful beaches, viz. the Amadores Beach a...
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60) Tours Puerto Rico: A journey to the past
Author:
Jhoana Cooper
Category:
Finance
Puerto Rico has rich cultural traditions and attracts visitors from around the world. Your tours Puerto Rico should start with the capital Sun Juan, which is the one the biggest and well equipped natural harbor in Caribbean. It is a small city and you will be able to drive around the entire city in a day's time. However, take your time in exploring around colonial towns, beaches, and coffee plantations. The alluring restaurants and bars await you footfall. You can enjoy the thrills of scuba div...
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