| Page: 1 |
1) A Primer on Swiss Annuities
Author:
Jacob Stein
Category:
Legal
The universe of offshore tax planning and asset protection is large and complex. There are no "magic bullet" structures; instead there is a myriad of choices. The hallmark of a savvy practitioner is not only knowing of all the available options, but also knowing when to use which option for a particular client. Swiss annuities should be considered by all practitioners looking to confer significant tax and asset protection benefits on their clients.For tax purposes, variable Swiss annu...
|
2) Where to Get the Best Pension Advice
Author:
Steve A Wright
Category:
Finance
Everyone knows that the younger you are when you start paying into a pension, the more you'll receive when it's time to pay out on your retirement. Nevertheless, there are still many who delay making that start and a frightening number of people who believe that their entitlement to a basic State pension will be enough to see them comfortably through old age. While they might be right about the entitlement to a State pension, they are most unlikely to find that the State pension alone will e...
|
3) Pension Transfers - Should I Be Thinking of One?
Author:
Steve A Wright
Category:
Finance
Despite the quite considerable contributions individuals are likely to be making to them and the accumulated value they are likely to have, it is surprising how few people keep an eye on how their pension fund investments are doing. The contributions are made on the same monthly basis, come what may, regardless of the investment's comparative performance. It seems that many people give no thought to the possibility of pension transfers and whether such a move would make sense for them.<p...
|
4) Is Pension Drawdown a Good Idea?
Author:
Steve A Wright
Category:
Finance
Before considering whether it is a good idea, it might be helpful to take a quick look at just what is pension drawdown.Replace that "drawdown" with "withdraw" and it can perhaps be most readily understood as the ability to withdraw money from your pension fund and leave the balance invested, so that (hopefully) it continues to grow. This ability therefore gives the pension holder an additional option on retirement: instead of using the pension for the one-off purchase of a lifetime a...
|
5) Where to Get Pension Transfer Advice
Author:
Steve A Wright
Category:
Finance
A brief scan of the financial pages of the national press might give you some idea of the number of employers these days why are eager to switch their employees from final salary pension schemes into other, personal pension, plans. Many employers are so keen to encourage such a switch that they are offering a lump sum cash inducement for those who elect to transfer their pension rights in this way. Despite such an apparently attractive inducement, however, where can the employee get pension...
|
6) What is a Pension Annuity?
Author:
Steve A Wright
Category:
Finance
When the investment in your personal pension plan reaches maturity when you retire, you will need to transfer its accumulated value into a regular income for the remainder of your retirement. This is achieved through the purchase of a pension annuity - a seemingly simple and straight forward transaction that exchanges the final value of the pension fund into which you have been paying into a regular income.Whilst the principle of a pension annuity is seemingly very straight forward, h...
|
7) Insurance - A Plan For Your Future
Author:
Amalorpava Mary
Category:
Insurance
In order to lead a livable life, you would need to balance between your investments and the money that you would require to run your daily life. This is the concern of most of the investors. Most of the investment options available today allow fund growth for your retirement, or the investment is made for a definite period of time in the future. Yet there is one type of investment which allows fund availability not only for your future, but also the present. This is what is split annuity ins...
|
8) Charitable Trusts - A Win-Win Proposition
Author:
W. Sean Owen Esq.
Category:
Legal
If you have ever considered leaving a legacy when you pass away in the form of a donation to a charitable cause, you should consider forming a charitable trust. Charitable trusts have a number of advantages over more traditional forms of charitable giving, including the ability to generate lifetime income while taking a sizable up-front tax deduction. Let's have a brief look at how they operate1. What is a Charitable Trust?A charitable trust is simply a trust which is created...
|
| Page: 1 |