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1) The Insurance Claim Game
Author:
Mark Decherd
Category:
Insurance
If you've never had to file an insurance claim, consider yourself lucky - in more ways than one. While it's terrific that you haven't suffered a loss significant enough to file a claim, you're also lucky not to have had to suffer through the insurance claim game.How do you play the insurance claim game? Let's just say that there's more involved than tossing the dice, crossing Go and collecting $200. While the object of most games is to win, this game starts with a loss. It doesn't mat...
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2) Navigating the Insurance Maze Like a Property Claims Pro
Author:
Mark Decherd
Category:
Insurance
If you're home has been damaged by a covered homeowners insurance peril, you will need to file a claim with your homeowners insurance company. In a perfect world, you'd call an 800 number and a friendly insurance CSR would send out a knowledgeable insurance adjuster to your home. Once the insurance adjuster arrives, he'd cut you a check and you'd hire a contractor to perform the repairs. Soon, your home has been restored!But this isn't a perfect world. Yes, you will call an 800 number...
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3) The Soggy Truth About Water Damage
Author:
Mark Decherd
Category:
Home Improvement
Each year, the nightly news features images of swollen rivers, tidal surges, and water sweeping through communities. Cars float past the camera while all you can see are the rooftops of homes peeking above the water line. Clearly, these cars and homes will suffer significant water damage. Many will be total losses.However, these extreme images represent just a fraction of water damage claims that occur throughout the year. While heavy rains and severe weather certainly wreak havoc, ho...
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4) After the Flooding, Where Do We Start Cleaning Up the Water Damage?
Author:
Mark Decherd
Category:
Home Improvement
Safety, the first consideration is safety before returning to your property check with the local authorities, and make sure it's safe to go home. Ask, do you need any identification to return to your property.Ask about utilities such as drinking water, electricity and sewage removal. Your local police and town hall will have this information. If the National Guard has been sent to your town, they may also be able to assist with information.In addition it will be very helpful to...
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5) Protecting Your Pets!
Author:
Mark Decherd
Category:
Pets
Okay, so you have your disaster preparedness kit all ready to go. Clothes, flashlights, bottled water, first aid kit etc. You know the best escape route; you have found the closest shelter and timed how long it will take you to get from your driveway to its parking lot. Outstanding!But what about your pets? Does the shelter you chose actually accept pets? If not, they will simply not let you in - a difficult spot to be in when hundred-mile-an-hour winds are approaching from the west!<...
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