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41) Things You Need To Do When You Turn Fifty
Author:
Daniel Collins
Category:
Finance
People react in different ways to the reality of reaching their fiftieth birthday. For some it is an event they would rather keep very low key, while for others nothing could be better than arranging a party with all their friends and family present.
But whichever group you happen to fall into, it is very important that you make the right plans for the years ahead in order that you can look forward to them without any worries at all.
One of the key things that often come to mind at this...
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42) Breaking Bones for a Living: The Johnny Knoxville Story
Author:
Daniel Collins
Category:
Arts and Entertainment
Johnny Knoxville, born Philip John Clapp on March 11, 1971, first came into the public consciousness at the start of the millennium as ringleader of the 'Jackass' television programme. After graduating from high-school in his native Knoxville, Tennessee, Clapp decided to move to Los Angeles to pursue an acting career, changing his name to Johnny Knoxville in tribute to his roots.
Finding it hard to get a big break in the City of Angels, Knoxville supported himself and his family by working...
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43) Cancer Before the Cure - What Support is Available
Author:
Daniel Collins
Category:
Health
In 2007, 7.6 million people died from cancer worldwide. In 2008, there is no sign of this number dropping. Currently, cancer is the cause of about 13% of all deaths, and it is unlikely that many people don't know at least one person that has been affected by cancer in some way.
While cancer is something that we don't want to live with, we must. Though cancer research continues to travel in leaps and bounds towards new treatments and a cure of some sort, it would be naive to believe that this...
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44) Increasing profits and saving money with Human Capital Analytics
Author:
Daniel Collins
Category:
Business
In one of the ironies of the Internet age, instead of reducing companies' dependence on people, modern technology has validated the irreplaceable need for human talent. More than ever before, experts say, an organisation's real value resides in the willingness and ability of its people to share their collective experience, intelligence and skills. With employee costs now often exceeding 40% of corporate expenses, this new fact carries significant implications for HR professionals.
To this po...
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45) Reward Yourself with a Savings Account
Author:
Daniel Collins
Category:
Finance
It is never too early - or late - in life to set up a savings account. Everybody likes the security of knowing they have a little something put aside should they need it. It can be that rainy day money, the emergency fund or just that little bit of cash that is set aside for purely frivolous - and guilt-free - indulgence. But whatever you end up using it for, one of the most gratifying things is the knowledge that you have carefully amassed this money - usually through a mixture of cautious...
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46) The Secrets To Looking Your Best
Author:
Daniel Collins
Category:
Shopping and Product Reviews
What is your first reaction when you are invited to an event or party of some kind? Do you start looking forward to it, or do you start panicking over what you will wear?
If you fall into the second group you're not alone. Many women struggle to find an outfit that they feel comfortable in and that suits their figure, but if you follow a few simple rules you can get a big head start whenever you need to buy something new for an upcoming occasion.
The first thing you should think about is...
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47) Rainy Day Recreation: Keeping Kids Entertained When It's Wet
Author:
Daniel Collins
Category:
Kids and Teens
If you have children you'll know that finding new and exciting ways to celebrate their birthday can be a tricky thing to do.
Birthdays in the summer give parents extra opportunities, as the option for outdoor events gives a wide variety of choice. For example, inviting your child's friends from school to play in your garden can be an inexpensive way to have a great day without being too stressful - set up a barbeque, organise a few games and make sure everyone's having fun.
However, wit...
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48) Scotland's Changing Energy Sources
Author:
Daniel Collins
Category:
News and Society
It's hard to imagine living in a world where we don't have any electricity to power the many inventions we have made for ourselves. If you have ever been through a prolonged power cut you'll know just how troublesome it can be, and how unprepared we are for it.
But the truth is that we are placing a lot of strain on the network, and that is part of the reason why we should look to alternative forms of energy to meet our needs.
Scotland is of particular interest in this area, since it h...
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49) Planning ahead: looking after loved-ones should the worst happen
Author:
Daniel Collins
Category:
Finance
It's probably fair to say that nobody really knows what tomorrow may bring, and many people probably prefer not to think too much about the future, choosing to live as much for today as possible.
Whilst this attitude may be commendable in many respects, it could be argued that to live purely for today is essentially throwing caution to the wind, as any number of life's little mishaps could come along and change everything.
Indeed, whilst nobody actually likes to consider worst-case-scenar...
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50) Deal or No Deal? The Benefits of Buying From A Car Dealership
Author:
Daniel Collins
Category:
Automotive
Used cars change hands every day; some from the owner's driveway in a private sale, while others are driven from dealers' forecourts. For those who have gone the private sale route, the decision to buy will likely have been made with one eye on the price. But while it may seem that these buyers might have a bargain initially, there are far less guarantees when buying a car privately from another individual.
Will the original seller provide you with a warranty should a component fail in the s...
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51) What makes a typical equity release customer?
Author:
Daniel Collins
Category:
Finance
Ten years ago equity release was an afterthought and for those already retired, with 70 being the average age of a typical customer. The main reasons for this was that the majority retiring at this time would be 65, have reasonable final salary pensions and would take their tax free cash.
During the years that followed they would use the tax free cash to subsidise their lifestyle to an equivalent level as to when they were working. Inevitably over and over the story was the same: dwindli...
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52) Exploring The Delights Of The Greek Islands
Author:
Daniel Collins
Category:
Travel and Leisure
When it comes to holidaying in the Greek islands you are spoilt for choice on destinations to visit. But one of the most stunning of all the islands is undoubtedly Skiathos, nestled in the Aegean and extremely popular with holidaymakers.
Many people go to the Greek islands for their beaches, which are invariably stunning and beautiful. The beaches in Skiathos are no exception, and there are dozens to choose from. While it is wonderful to be staying very near to one and to have only a shor...
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53) The Benefits of Reading Books by Different Authors
Author:
Daniel Collins
Category:
Education
There is nothing quite like sitting down with a coffee and grabbing that latest bestseller to get stuck into for half an hour or so. Books have the ability to transport us into different worlds and lifetimes, so it's small wonder that so many of us enjoy them so much. They pass away the time we spend stuck on a train or waiting for an appointment, and they fit perfectly into a pocket or bag.
But how often do you go out with a book by one of your favourite authors? There's a reasonable cha...
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54) Mortgage approvals slump to all time low
Author:
Daniel Collins
Category:
Finance
Recent research from the British Bankers Association revealed that mortgage approvals hit their lowest level since their records began in 1997, with less than 28,000 mortgages for homebuyers approved in May 2008 - a figure nearly 60 per cent lower than the same period in 2007.
This figure was also 20 per cent down on April and experts are warning that things are only set to get worse.
Housing market analysts have warned that these latest figures suggest that the housing market is actually...
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55) Mineral Makeup: The latest craze hitting the beauty halls
Author:
Daniel Collins
Category:
Shopping and Product Reviews
Like the phenomenon of 'Organic' and 'Free-Range' within the food industry, 'Mineral Makeup' has hit upon a trend within the makeup industry that is set to be THE trend of 2008.
Why? Because, in an industry that is notoriously competitive to be innovative in, 'mineral makeup' has a point of difference. Plus it fits with the overall current life trend of better and more natural living.
But, what is 'mineral makeup'? When minerals are included in makeup they leave skin looking natural, cle...
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56) Top tips for saving up a mortgage deposit
Author:
Daniel Collins
Category:
Finance
Up until 2007, 100% mortgages were commonplace; in fact, 110% and 120% mortgages were also available, but since the credit crisis struck lenders have become a lot more strict with their lending conditions, with 75% LTVs (loans to value) becoming more and more common.
But, with the average house price teetering around the £185,000 mark and the cost of living on the rise, how is a first time buyer supposed to get together a deposit in order to get a mortgage deal and make that first step onto...
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57) When is it Time to Wash Your Jeans?
Author:
Daniel Collins
Category:
News and Society
So you've had the same jeans on for, well you can't quite remember, and yet you may still have plans on going to the pub or club with them on. While it's not a question on most people's minds on an average day it's still an important one: just how often should you wash your jeans? The answer lies in your personality traits; have a look below and see where you (or someone you know) fit in.
The 'devil may care' type - This type of person really couldn't care less when he last washed his jeans....
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58) History, Culture And A Dash Of Frivolity
Author:
Daniel Collins
Category:
Travel and Leisure
Edinburgh is the historic capital of Scotland, yet it is often overlooked for the bright lights and bustle of Glasgow. But take the time to get to know its cobbled old streets and you will find yourself immersed in a city full of culture, but with a definite cheeky glint in its eye.
During the summer months, countless numbers of people come to enjoy the lively Edinburgh Festival atmosphere - where the streets come to life and many parts of the Old Town and Royal Mile area become home to str...
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59) Car Finance: How It Works
Author:
Daniel Collins
Category:
Finance
When making a substantial investment - perhaps a house or a car - the majority of people need to take out a mortgage or a loan to help cover costs. This may be a cause of worry; after all what happens if your income changes? Will you be able to keep up the repayments? Do you fully understand all the technical jargon?
When you plan to take out a loan, it is always wise to shop around to get the best deal. Every money lender will vary with regards to the length of time you have to repay and w...
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60) Prague: A City Of Reinvention
Author:
Daniel Collins
Category:
Travel and Leisure
Throughout history Prague has been affected by political and social problems, with scars to bear from the Second World War, The Cold War and the Velvet Revolution to name only the major events. But this vibrant Czech capital seems to constantly move on - reinventing itself along the way - whilst never losing its sense of self.
Prague seems refreshingly able to heal itself and embrace all that is fresh and positive, whilst also cherishing its ancient past. Not content to ever just lay bac...
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