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81) The Benefits of Reading at a Young Age
Author:
Daniel Collins
Category:
Home and Family
How many books did you read as a kid? While it is true that some children will never be seen without a book, it can be hard work getting every child to read enthusiastically. Yet this is the key stage in their lives when a love of reading should be developed in order to give them plenty of enjoyment throughout their adult lives as well.
While being able to read is certainly an essential skill that is needed in everyday life, there is far more to a book than pages full of words to be learned....
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82) There's more to Paris than the Romance
Author:
Daniel Collins
Category:
Travel and Leisure
Paris is known the world over for its romantic qualities, stylish fashion, gourmet food and wonderful wines, and around 30 million foreign visitors come to the city every year which makes it the world's most popular tourist destination.
The city is also a major hub for business and has a thriving economy that would eclipse that of many entire countries! In the Paris region alone there are over 650,000 companies and as well as being the French capital, it is also considered to be the world c...
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83) Product censorship and the impact on retail brands
Author:
Daniel Collins
Category:
Business
Now more than ever there is a focus on what products and services should and should not be advertised to the masses. On a daily basis we are bombarded by thousands of promotional messages, brand names and strap lines that on a subconscious level can shape our buying patterns and brand associations from birth. The young are a key demographic many advertisers target as they after all will be the future and if a child has a positive brand association at a young age it is likely to remain positive...
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84) Fly to the Home of Football
Author:
Daniel Collins
Category:
Sports
England is recognised worldwide as the home of football as we know it today and the North West is a real hotbed of passionate and loyal fans that flock from all over to see their heroes play each weekend. Manchester is home to two very famous football teams: both steeped in tradition and with illustrious and colourful histories.
Manchester United, also known as The Red Devils, play their home matches at Old Trafford - often dubbed 'The Theatre of Dreams'. Their stadium currently has a capaci...
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85) Brits opt for fixed mortgage deals despite rate increases
Author:
Daniel Collins
Category:
Finance
Although the cost of fixing a mortgage has jumped up considerably throughout 2008, Brits would still rather choose a fixed rate mortgage deal over a variable rate in order to gain some financial stability from knowing how much their mortgage payments would be each month.
Lenders have changed their interest rates on mortgages almost weekly since 2008 began, and most have hiked their arrangement fees considerably. However, recent months have seen a huge increase in the number of homeowners wh...
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86) Relax in the Athens of the North
Author:
Daniel Collins
Category:
Travel and Leisure
As Scotland's capital city, Edinburgh has always enjoyed a high profile. Sometimes referred to as the Athens of the North or Auld Reekie, it really comes to life when the summer festivals are on, with the population more than doubling, albeit temporarily. There many times however when you want to get away from the busy city centre streets, relax and see a bit more of this beautiful and historic place. So where's best to go for some time out?
Blackford Hill on the south side of the city is on...
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87) Fixed rate products still selling well despite overall fall in mortgage approvals
Author:
Daniel Collins
Category:
Finance
In the space of only two years the mortgage market has been turned upon its head, sparked by the near collapse and subsequent nationalisation of the Northern Rock, and accentuated by a full scale credit crisis. It appears that the cost of borrowing seems to be on the rise regardless of any movement in the Bank of England base rate.
As recently as 2006 prospective buyers could obtain 125% mortgages at low fixed rates; however to secure any type of mortgage now at least a 10% deposit is requir...
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88) A Wealth of Irish History in Dublin
Author:
Daniel Collins
Category:
Travel and Leisure
Dublin is a vibrant and exciting city with a thriving nightlife that's become renowned all over the world. There is another side to Dublin though that you may not know about.
Dublin has a rich and colourful history and many of its buildings tell a remarkable story about Ireland through the ages. The origins of the city can be traced back over 1,000 years and was once just a small Viking settlement, a far cry from the bustling city streets of today. There are a number of fascinating places t...
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89) Bankruptcy can happen to anyone
Author:
Daniel Collins
Category:
Finance
Many people who face financial difficulties often feel that they are the only one dealing with such problems. However, throughout the years, many famous and successful people have experienced similar troubles, and in some cases bankruptcy.
Perhaps the earliest case of a famous person having to file for bankruptcy to discharge their debts was Rembrandt Haremenszoon Van Rijn, the successful Dutch painter, who accumulated more debt than he could repay and therefore had to file for bankruptcy a...
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90) Fly to Florida for Fun in the Sun
Author:
Daniel Collins
Category:
Travel and Leisure
Florida and Orlando in particular have become synonymous with great family holidays. There are so many attractions and theme parks to keep everyone amused, you're sure to have a memorable time in the Sunshine State. From Walt Disney World to Kennedy Space Centre and Seaworld there exists a wide range of exciting rides, adventure and most of all, fun to be had; with 40 million visitors every year the popularity shows no sign of slowing down. So what are the unmissable parks and rides when you're...
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91) You can go a fairway for a good golf course
Author:
Daniel Collins
Category:
Travel and Leisure
For most people a holiday is an excuse to relax and unwind, to forget the daily grind of work and to re-charge the batteries. Destinations the world over have relied on their country's laid-back attitudes and ideal geographies to attract millions of holiday-makers year-on-year to spend their hard-earned cash on doing very little.
For other travellers though, a holiday is an opportunity to do the exact opposite. It can be difficult to pursue an active hobby for the majority of the yea...
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92) The sun sparkles in St Lucia
Author:
Daniel Collins
Category:
Travel and Leisure
For those who dream of a tropical island paradise, positioned far away from the reality of the everyday, St Lucia could prove to be one of the ultimate travel destinations.
At just 27 miles long and 14 miles wide, and with the shape of either a mango or an avocado - depending on your predilection - it is a small haven of stunning natural beauty, offering visitors a unique glimpse into the exotic unknown.
An island nation, St Lucia lies in the eastern Caribbean Sea, with...
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93) Keep garden toys safe from thieves this summer
Author:
Daniel Collins
Category:
Home and Family
Over a third of toys and garden equipment stolen in 2007 were taken from gardens and yards. Toys and equipment left unattended in gardens can be attractive to thieves, and moveable garden toys such as children's bikes, wendy houses, paddling pools, swings, slides and trampolines are often targeted.
These are expensive items and it can be a struggle to purchase replacements. Parents must protect themselves from theft by securing their gardens, locking away moveable toys and insuring g...
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94) Playing The Mortgage Waiting Game
Author:
Daniel Collins
Category:
Finance
There can be no doubting that for most adults, their biggest financial obligation is their mortgage. Sometimes you can be tied to a particular mortgage for a number of years so it makes certain sense to do your research before you sign on the dotted line.
A step by step approach is the most secure and logical way to approach it. If you are not particularly good with figures then enlist the help of someone who is, as any poor judgement exercised in the early stages could lead to some...
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95) Jamaica's cultural diversity and stunning scenery lures travellers
Author:
Daniel Collins
Category:
Travel and Leisure
Described as the perfect travel location, Jamaica is an island paradise, offering the traveller a vibrant mixture of laidback culture and stunning natural scenery. Located in the West Indies, it is the third largest island in the Caribbean, spanning 4,400 square miles, with Cuba lying to its south and Haiti to its west.
The Spanish were Jamaica's first known settlers, until the British conquered it in 1655. For many years, its economy depended on the sugar plantations; the introduct...
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96) Turn your garden into an outdoor play environment with fun-filled outdoor toys
Author:
Daniel Collins
Category:
Home and Family
The British summer is imminent and the changeable weather is gradually improving; it's time to enjoy being juvenile and get outside to play.
We're encouraged by experts to ensure our children spend less time cooped up watching TV or playing games consoles, and instead take advantage of the improving weather. Although it's natural to worry about the possible dangers of children playing outside, recent media coverage tells us that child care experts have voiced concerns that a lack of...
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97) Is It Time For You To Buy?
Author:
Daniel Collins
Category:
Finance
Everyone knows that renting a property is so called 'empty money'. You could rent somewhere for twenty years and get nothing out of it except for a roof over your head during that time. If you bought a place of your own however, you would be eighty per cent of the way towards owning it outright in that same time frame, assuming you borrowed the money to buy it over a period of twenty five years.
Buying your own home can be a nerve wracking experience, as it is quite a responsibility...
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98) Should life insurance companies be allowed access to adverse genetic test results?
Author:
Daniel Collins
Category:
Health
Since its introduction in 2001, a moratorium to protect against the availability of a person's genetic test results to life insurance providers has proven successful.
Until recently, this temporary ban was due to expire in 2011, but, due to its success, it has now been extended until 2014. The ban means that life insurance providers will not be able to base the policy they offer to customers on adverse results from genetic tests.
Campaigners have been urging for this basic...
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99) Unrivalled natural beauty puts the Bahamas in pole position
Author:
Daniel Collins
Category:
Travel and Leisure
If you're looking for sun drenched, white sandy beaches enclosed in acres of azure sea and surrounded by incomparable natural beauty, then the Islands of the Bahamas are, without doubt, the place to go.
An archipelago, comprising 700 islands and more than 2,000, oft-deserted cays (small, low-lying islands, located on the surface of coral reefs), the Bahamas are situated in the Atlantic Ocean, south east of Florida and the United States.
Cited as the most popular Caribbea...
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100) Making the Debt Consolidation Decision
Author:
Daniel Collins
Category:
Finance
The principle behind a debt consolidation loan is simple: to bring together two or more of your debts into one new loan and therefore only one interest rate that will reduce your current monthly outgoings.
With Britons carrying a combined debt of over £1 trillion, debt consolidation loans are big business in the UK today and generally there are three main types. The first is to borrow a sum of money to pay off all your other debts using an unsecured personal loan; this means that you...
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