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101) Time to review your life insurance cover?
Author:
Daniel Collins
Category:
Finance
Life insurance may not be one of your favourite subjects, but you should still give it a serious amount of consideration. Most of us take on a huge amount of financial obligations in our lifetime, and should the worst happen we wouldn't want to leave our loved ones without financial protection.
Buying a property and buying life insurance often go hand in hand. It is vital to ensure that your mortgage will still be paid off in the event of your death. If you die during the term of the...
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102) Need for speed: Women challenging the stereotypes
Author:
Daniel Collins
Category:
Automotive
There will probably always be a divide between men and women when it comes to the road. Men believe women are more likely to damage a car while trying to apply mascara, and women believe men are more likely to have an accident by showing off in front of their friends. The belief that one's own sex is the better driver is something that has shaped perceptions for years and given birth to many stereotypes.
It is obvious that only one half of the argument can be right. In fact, statisti...
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103) Lifestyle Mortgages - The New Kid on the Block
Author:
Daniel Collins
Category:
Finance
Financial flexibility is becoming increasingly popular with consumers due to many mortgage lenders offering new types of flexible mortgages, or 'lifestyle' mortgages as they're often known. The idea of having your mortgage, current and savings accounts tied together in the one place can make looking after your money simpler than ever before. So what do these new types of mortgages offer that the traditional ones don't?
One of the key areas that makes these flexible mortgages so appe...
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104) Still smoking? Kicking the habit could reduce your life insurance premium
Author:
Daniel Collins
Category:
Health
There are currently around 10 million smokers in the UK, and, according to Cancer Research UK, half of those will die from a smoking related disease. But, the good news is that this number is falling each year as people finally come to terms with the health dangers associated with smoking.
It is no secret now that smoking directly causes lung and throat cancer, but it is also the single biggest preventable cause of cancer, killing thousands of people prematurely every year.
<b...
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105) The Big Apple beckons: Take a bite!
Author:
Daniel Collins
Category:
Travel and Leisure
New York is more than a city; it's a place that you cannot escape even if you never go there! The city, its sights and famous inhabitants are everywhere you look these days - on television, in the papers and online. New York is one of the few places to occupy a special place in both the mind of those who have been, and those for whom it is still a dream waiting to be realised.
It is testament to New York's enduring appeal that people never seem to tire of it and despite the public ha...
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106) Business as usual: software as a means of keeping a company ahead of the pack
Author:
Daniel Collins
Category:
Business
It's no secret that the cornerstone of any successful business is a carefully constructed strategy that sets out the direction, aims and objective of the organisation over a given period of time. Once this is established, most companies will find that everything else falls into place just that little bit easier.
But that's not to say that the methods which are used to achieve the aims and objectives aren't equally as important too. Indeed, the tools of the trade are integral to the...
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107) Car games prove a vital distraction
Author:
Daniel Collins
Category:
Travel and Leisure
Most families own a car. And most families, when purchasing a car, are investing a lot both financially and emotionally. On top of dealing with mandatory issues like insurance and MOT, there is also the generally dreaded moment that comes with the words 'long' and 'car journey'.
The mere thought of spending hours in a car, with the children crammed in the back, and your belongings stuffed haphazardly into the remaining space, can bring an impending sense of gloom to even the most lai...
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108) What Type Of Car Suits You Best?
Author:
Daniel Collins
Category:
Automotive
Cars are an essential part of many people's everyday lives. Some of us wouldn't be able to get to work without one. Other people rely on them to get the kids to and from school and nursery, while they are certainly indispensable when it comes to doing the weekly shopping. And let's not forget the delights of folding those back seats down and getting stuck in to a boot sale!
When it comes to buying a new car it's obviously a good idea to think about how you are going to use it. If...
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109) Commonly made mistakes when it comes to buying life insurance
Author:
Daniel Collins
Category:
Insurance
There are so many different types of life insurance policy it can be difficult to decide which is the most suitable for you and your family. Whether you are looking for cover that stays the same for a fixed period, or one that changes over time, there are plenty of options to choose from. Make sure, however, that you know exactly what it is you are opting for, or you could end up with less cover than you thought you had, or much more than you need.
One of the most common mistakes peo...
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110) Motor insurance quotes revolutionised by the internet
Author:
Daniel Collins
Category:
Internet
The internet has been responsible for revolutionising the way we do many everyday things. Take motor insurance for example. As recently as ten years ago, the best way to get comparison quotations for a number of insurers was to go to brokerage, give them your details and then ask them to find the best deal. Or if you had a couple of days to spare you could opt to do it yourself and ring insurance companies to get quotes.
That was under the presumption that you were looking for a bett...
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111) Visiting Germany's 'other' city
Author:
Daniel Collins
Category:
Travel and Leisure
Germany probably has more than its fair share of great cities; Munich, Berlin, Hamburg, Dortmund, Cologne, Frankfurt and Stuttgart are just some of the major cities that spring to mind.
Indeed, one city in particular which may not spring to mind quite as quickly is Mainz, the capital of the German federal state of Rhineland-Palatinate. Located on the River Rhine in western Germany, Mainz has over 2000 years of history dating back to early Roman times.
Nowadays though, Main...
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112) The Benefits of Getting Your First Car
Author:
Daniel Collins
Category:
Automotive
Passing your driving test is a major milestone in anyone's life. After weeks and possibly even months of learning you can finally think about getting a car of your own and having more freedom than you have had in the past.
But while this is an exciting time, you also have a number of practicalities to think about. Firstly there is the question of what you will need your car for. Do you want it for getting to and from work? Will you be doing a lot of motorway driving? How about d...
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113) Cast Your Net Further for a Bargain
Author:
Daniel Collins
Category:
Internet
There's no doubting that the invention of the internet has changed the world in so many ways. From searching for information such as sports results to finding a potential new home, the advent of everything existing online has given rise to a very lucrative market of buying and selling.
In the past if you had a whole heap of unwanted items in your house that you wanted to get rid of then your options were fairly limited. Donating them to a charity shop or spending part of your weekend...
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114) What should I do with my endowment?
Author:
Daniel Collins
Category:
Finance
If you no longer need your endowment, either because you have changed your mortgage to a capital and interest mortgage or have been lucky enough to pay off your mortgage using other means, perhaps through an inheritance, you will probably be thinking what is the best thing to do. You may feel there is little point in paying regular premiums for an investment that you do not need, especially if you have been disappointed with the investment performance.
Most people automatically surre...
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115) Birmingham: Britain's 'second city'?
Author:
Daniel Collins
Category:
Travel and Leisure
When asked to think of something associated with Birmingham, most people's first response will probably be 'Spaghetti Junction', otherwise known as Junction 6 of the M6 motorway.
Whilst no city would particularly want a busy road interchange as its most famous landmark, it probably says more about the Birmingham of 20 or 30 years ago than it does of the city today. Indeed, as Britain's second most populated city, Birmingham has often been referred to by its nickname - 'the second ci...
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116) What's next for the equity release market?
Author:
Daniel Collins
Category:
Finance
Product development over the past few years has been dramatic to say the least, and the equity release market today is only a faint shadow of its former self. The providers who have lead the way may not have realised the real impact that they would have on the market. Northern Rock was the first to introduce the concept of drawdown to the market; whilst this innovation, in the guise which they produced, only produced a regular monthly drawdown it shaped the thinking of many of the providers off...
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117) Endowment shortfall? Selling could be the best option
Author:
Daniel Collins
Category:
Finance
If you've recently received your endowment plan annual statement you may have been left feeling disappointed and thinking "Why did I bother?", especially when the value of the plan is not much higher than the annual statement last year. Unbelievably, however, in some cases, the plan may not have increased in value at all.
So, the question is, what do you do? There are various choices for those with endowment policies that continue to disappoint.
Firstly, look at the bi...
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118) Ancient Rome re-created
Author:
Daniel Collins
Category:
Travel and Leisure
Ancient Rome was vividly brought to life in the HBO series of 'Rome' which recently concluded its second season. But how real was the celluloid interpretation of the city during the time of Caesar?
There is no absolute evidence of how the city looked, but Rome's producers gathered a veritable "who's who" of historians to ensure the authenticity of their small-screen city. Thousands of man hours were spent recreating the city based on written accounts from those who lived at the time....
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119) Britain's property market weakening fast
Author:
Daniel Collins
Category:
Finance
The Nationwide Building Society recently published figures showing that in March 2008, house prices fell 0.6 per cent which follows on from a 0.5 per cent drop the previous month. This has caused many experts in the property field to take this as a sign that the UK property market is weakening fast. The pound has also fallen to an all-time low versus the Euro on the back of the weakening housing statistics, with British consumer morale at its lowest level in more than fifteen years....
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120) Remember What Real Driving Feels Like?
Author:
Daniel Collins
Category:
Automotive
Driving can be a monotonous and boring experience. Stuck in traffic on the way to work, taking the same route every day and never getting out of second gear is not what driving should be all about. While this type of driving is a necessity, there are so many other great roads out there in Britain that are quiet, serene and run through breathtaking scenery. So why not take some time out and do some real driving for a change?
In Scotland, there is an abundance of areas of natural beaut...
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